Trauma Insurance Companies

With trauma insurance being one of the most important forms of cover available for Australian families, it is no surprise that most of the major life insurance companies offer this cover.

What’s in a name?

Not all insurance companies use the trauma insurance name for their policies.

Some insurance companies use terms such as critical illness insurance or recover insurance.

Insurance company Macquarie Life offer standard trauma cover, however they also have a policy known as Life Active which incorporates trauma cover.

Trauma insurance providers

Most of Australia’s major life insurance companies offer trauma cover.

Some of the leading trauma providers include Comminsure, MLC, OnePath, Macquarie, Asteron, Zurich and TAL.

Trauma insurance is also available from many of the smaller life insurance companies that are currently doing a large amount of television advertising, however in some cases these policies can be less comprehensive than the policies offered by the big Australian insurers.

Standalone or bundled

The majority of large life insurance companies offer trauma insurance as a separate policy or as an option in a bundled life insurance package.

There are often discounts for bundling your trauma cover with your life insurance, so it is worth checking what discounts are available from your insurer.

Trauma insurance quotes

Obtaining trauma insurance quotes is easy thanks to the internet.

Many of the insurance companies offer direct quotes via their websites and call centres, and there is also a number of insurance comparison websites available which can provide and compare trauma quotes for you.

Financial advisers are also a great source for information and quotes on trauma insurance.  Financial advisers are traditionally the experts when it comes to trauma and life cover, so if you aren’t fully up to speed on the cover they may be the best people to speak with.

For more information on trauma insurance please follow the links around our website, and if you would like a quote or more information please speak with your financial adviser or insurance company.